Glossary
This is a auto-generated Article of all your definitions within the glossary.
Glossary
This is a auto-generated Article of all your definitions within the glossary.
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Akaun Simpanan Qard-i
Sejenis akaun simpanan berdasarkan prinsip Syariah Qard (pinjaman), di mana pelanggan mendepositkan wang sebagai pinjaman kepada bank, dan bank, mengikut budi bicaranya, boleh memberikan hibah (hadiah) kepada pelanggan.
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Fasa Perintis
Merujuk kepada fasa awal operasi atau pembangunan, sering membayangkan peringkat perintis atau pengenalan di mana perkhidmatan atau ketersediaan tertentu mungkin terhad atau sedang diperhalusi.
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Hibah Crediting
The process of a financial institution crediting a customer's account with hibah (a voluntary gift or donation), often in the context of Islamic finance where fixed interest is prohibited.
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Novice Trader
An individual who is new to trading financial instruments in the stock market and has limited experience.
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Pedagang Novis
Individu yang baharu dalam perdagangan instrumen kewangan di pasaran saham dan mempunyai pengalaman terhad.
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Pengkreditan Hibah
Proses institusi kewangan mengkreditkan akaun pelanggan dengan hibah (hadiah atau sumbangan sukarela), seringkali dalam konteks kewangan Islam di mana faedah tetap adalah dilarang.
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Perbankan Lestari
Pendekatan perbankan yang mengintegrasikan faktor alam sekitar, sosial, dan tadbir urus (ESG) ke dalam operasi dan pembuatan keputusan perniagaan, bertujuan untuk impak positif jangka panjang.
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Perintis Phase
Refers to an initial or early phase of operation or development, often implying a pilot or introductory stage where certain services or availability might be limited or undergoing refinement.
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Perintis Program
An exclusive, limited-capacity early access or beta testing program for a new digital banking experience, designed for selected users before a wider public launch.
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Program Perintis
Program akses awal atau ujian beta berkapasiti terhad yang eksklusif untuk pengalaman perbankan digital baharu, direka untuk pengguna terpilih sebelum pelancaran awam yang lebih luas.
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Qard
Dalam kewangan Islam, Qard adalah kontrak pinjaman tanpa faedah di mana peminjam wajib membayar balik amaun yang dipinjam tanpa sebarang caj atau manfaat tambahan. Dalam konteks akaun simpanan, pendeposit meminjamkan wang kepada bank.
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Qard
In Islamic finance, Qard is a contract of an interest-free loan where the borrower is obliged to repay the exact amount borrowed without any additional charge or benefit. In the context of a savings account, the depositor is lending money to the bank.
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Qard Savings Account-i
A type of savings account based on the Sharia principle of Qard (loan), where the customer deposits money as a loan to the bank, and the bank, at its discretion, may grant hibah (gift) to the customer.
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SecureKAF
A specific security feature or system (unique to KAF Digital Bank in this context) designed for faster and more secure approval of online transactions by binding the transaction authorization to a registered device.
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Sektor Perusahaan Kecil dan Sederhana (PKS)
Segmen ekonomi yang terdiri daripada perniagaan yang memenuhi kriteria tertentu untuk saiz, biasanya berdasarkan pendapatan, aset, atau bilangan pekerja, dan lebih kecil daripada syarikat besar.
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Sistem Pengendalian (OS)
Perisian asas yang menguruskan sumber perkakasan dan perisian komputer serta menyediakan perkhidmatan umum untuk program komputer. Contohnya termasuk Android dan iOS.
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Slip Pembayaran Bank (Resit Pembayaran)
Dokumen, sama ada fizikal atau digital, yang berfungsi sebagai bukti transaksi pembayaran.
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Small and Medium-sized Enterprise (SME) Sector
The segment of the economy comprising businesses that meet certain criteria for size, typically based on revenue, assets, or number of employees, and are smaller than large corporations.
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Spesifikasi Teknikal Minimum
Piawaian terendah yang boleh diterima untuk komponen perkakasan dan perisian yang diperlukan agar sistem atau aplikasi berfungsi seperti yang dikehendaki.
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Stock Market
A public market for the trading of company stocks and derivatives.
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Strategi Pelaburan Beretika
Pendekatan pelaburan yang mengambil kira bukan sahaja pulangan kewangan tetapi juga impak sosial, alam sekitar, dan etika pelaburan.
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Strategi Pembayaran Balik
Pendekatan yang dirancang untuk membayar balik hutang, sering melibatkan jadual, jumlah, dan kaedah tertentu untuk menguruskan proses pembayaran balik.
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Sustainable Banking
A banking approach that integrates environmental, social, and governance (ESG) factors into business operations and decision-making, aiming for long-term positive impact.
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System Requirements
The minimum specifications for hardware and software that a computer or mobile device must have for a program or application to run successfully.
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TAC Fraud
Deceptive practices used to trick individuals into revealing their Transaction Authorisation Code (TAC) to unauthorized parties, leading to fraudulent transactions.
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Tailored Financial Blueprints
Financial plans or strategies that are specifically designed and customized to meet the unique needs and circumstances of an individual or business.
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Teknologi Kewangan (FinTech)
Teknologi yang bertujuan untuk meningkatkan dan mengautomasikan penyampaian dan penggunaan perkhidmatan kewangan.
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Tidak Mendapat Perkhidmatan
Merujuk kepada individu atau komuniti yang pada masa ini tidak menggunakan sebarang perkhidmatan kewangan.
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Transaction Alerts
Specific notifications about financial transactions that have occurred on an account, providing real-time updates.
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Transaction Authorisation Code (TAC)
A one-time password (OTP) sent to a user's registered mobile number, typically via SMS, for verifying and authorizing online banking transactions.
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Transaction History
A record of all financial activities (deposits, withdrawals, transfers, payments) that have occurred in a bank account over a period.
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Transactions
Any exchange of money or financial activity, such as deposits, withdrawals, transfers, or payments.
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Transaksi
Sebarang pertukaran wang atau aktiviti kewangan, seperti deposit, pengeluaran, pemindahan, atau pembayaran.
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Transaksi Dalam Talian
Pertukaran atau aktiviti kewangan yang dijalankan melalui internet, biasanya melalui laman web atau aplikasi mudah alih.
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Transaksi Kewangan
Contoh spesifik aktiviti ekonomi yang melibatkan pertukaran aset, biasanya wang, antara dua pihak atau lebih.
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Trend Pasaran
Arah umum di mana pasaran atau harga aset bergerak dari semasa ke semasa.
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Ujrah
Dalam kewangan Islam, Ujrah merujuk kepada fi atau caj untuk perkhidmatan yang diberikan, yang mesti ditakrifkan dengan jelas dan dipersetujui, mematuhi prinsip Syariah.
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Ujrah
In Islamic finance, Ujrah refers to fees or charges for services rendered, which must be clearly defined and agreed upon, adhering to Shariah principles.
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Unauthorised Transaction Alert
A notification sent to a user by a financial institution to inform them of a transaction that may not have been initiated by them, often indicating potential fraud.
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Underserved
Refers to individuals or communities who have limited or no access to essential financial services.
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Unserved
Refers to individuals or communities who currently do not use any financial services.
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Virtual Card Payment Hassle
Persistent difficulties or complications encountered while attempting to complete an online payment using a virtual debit card.
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Virtual Debit Card-i
A digital version of a debit card that exists solely online and can be used for online transactions, often based on Islamic finance principles (indicated by '-i').
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