KAF Digital Bank (KAF DB) introduces SecureKAF, our 3D Secure (3DS) system, for enhanced online card security. While 3DS technology (sometimes known as 'Verified by Visa' or 'MasterCard SecureCode') often involves passwords, KAF DB's SecureKAF simplifies authentication to a quick 1-tap "Approve" or "Reject" pop-up on your smartphone for legitimate transactions.

SecureKAF's primary goal is to significantly reduce unauthorised transaction risks and bolster your online payment security. You'll only receive SecureKAF requests for genuine transactions you initiate. If multiple authentications are needed around the same time, they will appear sequentially on your screen (oldest first), ensuring you have clear control.

Authorising your transactions through SecureKAF is straightforward. Here’s how it works depending on your login status:

If you are NOT logged into the KAF DB app:

• Via Push Notification: When you receive a push notification for a transaction, tap on it. You will be prompted to securely log in to the KAF DB app using your credentials. Once logged in, you'll be automatically directed to the Request Details screen, where you can review the transaction details (like merchant name and amount) and then tap "Approve" or "Reject."
   
• Via Pre-login Page: If you launch the KAF DB app directly, you can tap the "SecureKAF" option available on the pre-login dashboard (often found at the bottom of the screen). You'll then need to log in. After successful login, you will be taken to the Request Details screen to review the specifics of the transaction and then "Approve" or "Reject" it.

If you ARE already logged into the KAF DB app:

• Via Push Notification: Tapping the push notification will take you directly to the Request Details screen, as your session is already authenticated. Here, you can immediately review the transaction details (merchant, amount) and then "Approve" or "Reject" the transaction.
   
• Via In-App Menu (More): You can also access pending authentications by tapping the three-line Menu icon (often labelled 'More') typically located on your app's main dashboard. Select "SecureKAF" from the menu options. This will navigate you to the Request Details screen, where you can review the transaction and then "Approve" or “Reject.”

After you tap "Approve" or "Reject" for any transaction, an acknowledgement screen will instantly appear. This screen will clearly indicate whether the authentication for your transaction was successful or if it failed. Once you've noted this status, simply click "DONE" to return to the SecureKAF request listings screen or your app dashboard.

SecureKAF shows KAF DB's commitment to your digital safety. This quick extra step greatly reduces unauthorised card use, giving you peace of mind online. Your security is our priority, and SecureKAF helps ensure a safer banking experience.