In our commitment to fortifying your online transactions, KAF Digital Bank (KAF DB) would like to introduce SecureKAF, a 3D Secure authentication system. When making a purchase, an additional authentication step is added. 3D Secure (3DS) is a security protocol developed to add an additional layer of authentication for online credit and debit card transactions. 

The goal of 3D Secure is to reduce the risk of unauthorised transactions and enhance the overall security of online payments. The most common implementation of 3D Secure is known as "Verified by Visa" for Visa cards and "MasterCard SecureCode" for MasterCard. 

This usually involves the cardholder providing extra information, such as a one-time password, to authorise the transaction. In KAF DB, we practise 1-tap authorisation in which you decide whether to approve or reject a transaction once the SecureKAF page pops-up on your smartphone.

Rest assured, you'll only get a SecureKAF request if there's a legit transaction in progress. Now, in certain circumstances that you have multiple SecureKAF authentications to handle, we've made the flow pretty simple for our users. 

They'll pop-up, one by one on your screen, starting with the oldest request. Your transactions, your control — and you're done!

SecureKAF - User not logged in 

Through Push Notification: 

1. Push Notification Response: 

Upon receiving a push notification, tap to open the app.

2. Login & Navigate: 

Log in to the app, and you'll be directed to the Request Details Screen.

3. Decision Time: 

Decide whether to “Approve” or “Reject” the transaction.

4. Acknowledgment: 

View the acknowledgement screen indicating the success or failure of the transaction.

5. Completion: 

Click "DONE" to return to the request listings screen.

On Pre-login page: 

1. App Launch: 

Launch the app.

2. Pre-login Dashboard: 

Click on SecureKAF on the pre-login Dashboard at the bottom of the screen.

3. Login & Navigate: 

Log in to the app, and you'll be directed to the Request Details Screen.

4. Decision Time: 

Decide whether to “Approve” or “Reject” the transaction.

5. Acknowledgment: 

View the acknowledgement screen indicating the success or failure of the transaction.

6. Completion: 

Click "DONE" to return to the request listings screen.

SecureKAF - User logged in 

Through Push Notification: 

1. Push Notification Response: 

Upon receiving a push notification, tap to open the app.

2. Navigate to Details: 

You will be directed to the Request Details Screen.

3. Decision Time: 

Decide whether to “Approve” or “Reject” the transaction.

4. Acknowledgment: 

View the acknowledgement screen indicating the success or failure of the transaction.

5. Completion: 

Click "DONE" to return to the request listings screen.

SecureKAF on the three-line Menu icon (More): 

1. Dashboard Access: 

Tap on the three-line Menu icon on the Dashboard at the bottom of the screen.

2. SecureKAF Menu: 

Tap on “SecureKAF”.

3. Navigate to Details: 

You will be directed to the Request Details Screen.

4. Decision Time:

Decide whether to “Approve” or “Reject” the transaction.

5. Acknowledgment: 

View the acknowledgement screen indicating the success or failure of the transaction.

6. Completion: 

Click "DONE" to return to the request listings screen.

SecureKAF stands as a testament to our commitment to safeguarding your financial transactions in the digital realm. While it may entail an extra step in the payment process, it significantly reduces the risk of unauthorised transactions, providing you with peace of mind and confidence in your online purchases. At KAF DB, your security is our priority, and SecureKAF is just one of the many ways we ensure a safe and secure online banking experience for our valued customers.