Welcome to KAF Digital Bank (KAF DB), where your safety and security are our top priorities. In today's digital age, we understand the importance of providing robust security features to ensure that your banking experience is not only convenient but also highly secure. With our advanced security measures, you can bank with confidence, knowing that your financial information is protected every step of the way.

Biometric Authentication for Effortless Secure Access

KAF Digital Bank app understands the hassle of remembering complex passwords. With biometric authentication, you can access your account seamlessly using your fingerprint or face ID. This enhances your convenience and strengthens your account’s security.

SecureKAF

Say goodbye to waiting for SMS! SecureKAF protects your banking transactions through state-of-the-art encryption integrated directly into your KAF Digital Bank app. Each transaction, regardless of amount, whether RM1 or RM1,000, mandates your authorization by simply tapping "Approve" or "Decline" on the SecureKAF pop-up on your mobile device.

Double-Layer Security for Larger Transactions

At KAF Digital Bank, we prioritise your security for all transactions that include interbank and intrabank transactions, as well as your VISA KAF Digital Bank Debit Card-i transactions (both Card-Present and Card-Not-Present). Here's how it works: for transactions ranging from RM0.01 to RM9,999, we need your authorisation only through the SecureKAF decision page for a swift and effortless experience. 

Now, for transactions that are RM10,000 and above, we've introduced an exciting feature that is called Multi Factor Authentication (MFA). To approve your transaction, you will then need to authorise through the SecureKAF decision page and must take a selfie in order to get the transaction go through. 

Think of it as a special handshake for your finances! Rest assured, your funds are safeguarded with our user-friendly and secure authentication process.

Real-Time Transaction Notifications

KAF Digital Bank ensures you are always informed by providing real-time transaction alerts (immediate notifications every purchase you made). Every time you attempt a transaction, you will receive a notification, keeping you well-informed about your account activity.

Lock Your Account (Disable e-Banking Access)

Disabling your e-banking access (activating the account lock feature) is a security measure that allows you to immediately deactivate or block the application if you suspect any suspicious banking activity or find a transfer not authorised by you. This action will stop all banking activity (or specifically block any fund transfer activity or any activity involving your account) temporarily. It is believed to give you peace of mind and the opportunity to protect your bank account. If you need to temporarily suspend your e-banking access due to suspicious transactions, KAF Digital Bank will facilitate the process. You can lock your account by deactivating e-banking access directly in the application. Remember that you need to contact KAF Digital Bank to restore your banking access.

Lock Card

Have you ever experienced a situation where you lost your card or you forgot where you put your card? What will happen if the card falls into the hands of the bad guy? Of course this will trigger a panic situation and you try to find a solution as soon as possible. What is wanted at that time should be peace of mind and assurance that no dubious and unauthorised transactions will take place. 

In the KAF Digital Bank application, you can temporarily freeze transactions or freeze the usage of your card through our "Lock Card" feature. It was created to better safeguard cards from unauthorised access and fraud. 

With this feature, you don't have to worry too much or panic. You also don't have to call our Customer Service Center frantically because you can do it using your app/

What will exactly happen is our system will temporarily lock your cards so that all incoming and outgoing transactions on your debit card-i will be blocked. It would prevent a thief (in the case of stolen card) or prevent an unknown person from making fraudulent charges with a stolen (misplaced) card number, effortlessly. 

By locking a card, it might reduce hassle later in reporting should there be any fraudulent charges. What is interesting is when this feature is easier to use and handled if you misplaced a card and are likely to find it.  Locking it is less trouble than cancelling a card and being issued a new card number, which could affect auto debit transactions, standing order/standing instruction transactions or even autopay billing accounts.

At KAF Digital Bank, we are committed to providing you with a seamless and secure banking experience. From biometric authentication to real-time transaction notifications, we offer a range of features designed to safeguard your accounts and provide you with peace of mind. Embrace the future of banking with us, where security meets convenience, and your financial well-being is our utmost priority.